Concern a fine of not indiscriminately Guangzhou garbage

 Who said April 1
not open from the penalty? Yesterday morning, the delegation attended the group discussion, Liwan District, the Urban Management Committee Director Li Tinggui gap at the meeting accepted the interview. He said with a smile, and now people are very concerned about urban management issues in the sector in July 22 news conference, he prepared a lot of problems, but time is too short, only one answer a question. According to him, from Guangzhou, April 1 opening penalty of garbage, not to say that punishment should be, across the board.

illegal building intensity is very large, for the

Li Tinggui (hereinafter referred to as Homestead rooms are all illegal construction, we have Whether building or homestead land, only without the three procedures to belong to the improvement object.

Reporter: It is reported that many of these homestead house in Guangzhou, demolition was over?

Lee: History of history questions to solve. Construction of the new law is now found one, a regulation, a complaint must investigate, a complaint must be investigation.

Reporter: Guangzhou, the focus of the current illegal building construction of what?

Lee: The main land use is illegal. Danian 29 million renovation Qingliang the mayor held a working meeting of illegal land use, agricultural land, arable land, illegal construction on the illegal use of land and is currently the focus of clearance. Since last December 20 in Guangzhou since the start of a new round of renovation, demolition about 60 million square meters of land and urban management and law enforcement which is jointly enforcement.

1, open fine?

Lee: Who is not fine? How fine it is fine, not to say that penalties should be across the board. Through publicity and education, refused to comply with demands, and it would be punished.

garbage classification is a systematic project, you must give the city the power, by a person, a family, a department, will not solve the problem is. Now is the easier issues first, from simple to complex. Let all the people have the idea of waste separation and awareness, to develop the habit, and then gradually increase the intensity of garbage. Announced today that garbage is not to say that tomorrow can be realized garbage. About the city more than 500 million people, to achieve full garbage classification, a process also takes a lot of investment. 

Last point is the industry works, to collect some experience in human resources between

 Collected a little experience in human resources management, where the collection is good place? First put down here.
1.
Control program HR systematic collation of the recent company's human resources document, because since last year, the relevant the drafting of the document and the system has been underway. and every implementation of the system are gradually implemented. Our company is oriented towards standardized management from the family, because a lot of older employees, there are advantages and disadvantages, mainly in the implementation of the new system will by a number of obstacles, and if no one is opposed to wage increases, but may increase the workload, most people have opinions. Therefore, this first draft, in fact, I wish for a year, which were also constantly change, because this is a box, and the relevant rules and the system developed in the following. This light comes to the table which have dozens. posted here for everyone to see, to see where else to add and modify where necessary.
a, and personnel recruitment procedures
1. recruitment plan and approval
(1) year each year in January to develop the company business plan, then the company should focus on business and strategic development goals, development of human resources planning for the year, including the company's total number, department, job settings.
(2) January and July each year, the Department is responsible for all department managers to the company issued a requirements, qualification requirements.
(3) according to the relevant departments of the personnel requirements, the Department of Management in January each year to develop the first half of , business development, planning the second half of the qualifications, number of recruits, for duty time requirements, recruitment channels, such as the recruitment budget.
(4) the implementation of the recruitment plan, due to need to temporarily increase the recruitment of project staff, completed by the department manager, Managing cross-examination and approval by the Department of Management added to the candidates to collect the information and press the the relevant department managers on interviewing candidates, focusing on understanding the candidate's professional experience and professional skills.
(3) Department of Management after the interview fill out the approval of employment; important positions or backbone of the business of recruitment, the general manager may arrange for re-examination, and then determine whether the hiring.
(4) determine the employment of the applicant to report for duty by the time notify the Department of Management, and the new recruits academic certificates, identity checking the original certificates and other documents, copies left. line with the company in accordance with the provisions of sign a positive rating shall be kept in personnel files and other circumstances.
3. the trial and to positive
(1) new recruits probationary period in accordance with the and make early positive, scheduled to positive, and dismissed the proposal to terminate the trial, informed the Department of Management.
(2) recommendations on where the department agreed in advance to positive to positive or probation staff, the Department issued a better development opportunities. adjustment post should fill in the
Second, the staff training program
1. to develop training programs
(1) January and July each year, the Department is responsible to the general manager, department manager, issued a manager of management knowledge and professional skills training needs; understand the company's existing human resources in technology, professional skills, the weak link; to know the specific needs of technical training and classification.
(2) Management Department under the recruitment plans,
2. Training Implementation
(1) Department of Management is responsible for staff induction training. orientation include:
1) About
2)'s basic management system
3) company post setting and job responsibilities
(2) in-service staff training by the Department of Management under the full-time study, seminars and so on. sectoral arrangements for staff to attend professional training should be completed On the one hand the knowledge and skills within the company arranged to learn the business, either by employees, officers or employ other speakers.
3) not listed in the plans, employees asked to participate in training, should fill out the After the signing of the views manager, the Department according to company human resource planning and other resources to make recommendations to the general manager position, approved by the General Manager.
(3) service workers to attend professional training, should be signed before training Book - Supplemental Agreement , and certificates (if no certificate should be submitted to the appropriate confirmation), filed by the Department of Management, to ensure that employees can borrow the company related training materials, ensure that the training inputs for the accumulation of knowledge acquired.
(5) to encourage employees at their own expense participate in professional development related to their social training and education. Management should obtain a certificate of its authentication and copies on file, the formation of employee training and education qualifications, the staff promotion, job transfer as a reference.
3. training effectiveness evaluation and improvement
(1) after induction training, management training for the Department to conduct examinations should be considered, and as a positive rating of the reference materials.
(2) Management should be based on employee , including the choice of training institutions, training courses, selection, training methods, training and continuous improvement cycle and so on.
(3) Management Department staff performance appraisal analysis to assess the training activities to improve staff skills, improve the company The role of performance; for the quality of aggregate, as has been arranged for appropriate training, but due to lack of staff skills, quality problems caused are still prominent, the training itself should be improved.
(4) Department of Management in the development of six months each time Plan ; performance of the first , the completion of the work plan.
2) Job Skills: distinguishing different types of jobs, select the embodied skills, professional skills, evaluation factors.
3) Attitude: includes 12 basic requirements, but also employee attitudes guidelines.
(3) of the assistant managers and above, for managers, .
2. evaluation process is divided into half year and year-end evaluation
evaluation:
1) self-assessment phase: the actual performance of staff in my facts and behavior, their own one by one score. self-assessment score as a staff their subjective evaluation of reference for the evaluation team.
2) evaluation and appraisal stage groups: general manager, together constitute the evaluation team manager to the staff work performance and behavior of the actual facts, the staff one by one score and write assessment reviews.
3) evaluation of communication phases: interviews with staff from the department managers, employees will be informed of the results evaluation, subjective evaluation for the employee's own objective assessment and evaluation group differences in communication and listen to my views on staff; on staff to make recommendations for improvement of work and requirements.
4) summary stage: Management summary, analysis of the various departments of the evaluation results, writing performance appraisal reports submitted to General Manager.
5) Schedule: evaluation six months each year on July 15 evaluation completed before communication, July 31 evaluation summary of the results of the Department of Management to complete the performance evaluation reports; year-end evaluation should be completed on December 31 to ensure that evaluation of communication, January 15 next year summary evaluation of the results of the Department of Management to complete the performance evaluation report. < br> 3.
evaluation results and reward evaluation results and half year and year-end wages and salaries, bonuses. the same period as the performance of the company situation, the evaluation results of outstanding staff, may be commended and awarded professional training, salary increases or bonuses.
4. Other
(1) employee evaluation in a fair, just and open principles. After the evaluation, assessment form filed by the Department of Management.
(2) employees of any one doubt the fairness evaluation , can be directly reflected to the general manager; general manager can instruct the relevant officers to investigate and to inform staff of the findings, an explanation.
II: content orientation, new employee training plan
1, we know company (Company Profile, events, organizational structure, senior leadership of photos, division of labor, etc.)
2, to understand our industry
3, to make their own professional (career-oriented thinking, professional attitude, professional of the image, professional demeanor, etc.)
4, safety rules
5, Q & A time and communication game
Note: the content of rules and welfare in the
lasted about 40-60 minutes, communication and interaction more content, the use of two years of basic good,
new employees how to carry out management, so that they quickly go into the new environment, and efforts to increase self, and create efficiency, become matters of concern to many companies. We are also considering whether what kind of a way to better promote the development of skills of new employees to enhance their abilities? below, this article will make the planning of new staff training explanation, and hope and to discuss our specific approach.
First, the scope of application, we consider: the column in this plan should be mainly large, fresh graduates from colleges or have one year experience about secondary education personnel. Why did you choose these people? Because most people have just embarked on their community, the community still unfamiliar with them, view of things is relatively simple, these people are like like a piece of paper, waiting for the development and guidance. and they more easily accept the corporate culture, ideas, recognized the value of the more common form. As enterprises should also give them a chance, so that they can get better training platform This is also a business-to-staff as a gesture of social responsibility and performance.
Second, clearly the trial period and salary. as a new employee, it should be them into the two most concerned about the former Secretary. If we answer the larger flexibility, human factors may make them feel high levels of trust in the enterprise will have some crisis. Therefore, we believe that new employees in and about the treatment of problems, we should as much as possible to give a definite answer. from the current to be adopted by the new in and they talk about this issue, we can give a three-month trial standards. wages, because the company's trial staff are clearly defined, in this, do not dwell on the burden.
first Third, build a set of easy-to-manage and facilitate the operation control system for new employees. Our new employees are often used as They are also prone to cynicism, such choices may escape relatively high. We think, shop in the distribution of their work, can not be from the perspective of empathy. because a lot of people had just graduated from school, the high the amount of labor intensity certainly can not immediately adapt their use also should be a gradual process. nightshift system proposed is not in the use of them, hoping their team, the environment, then use familiar technology. Therefore, the work should be more focus on coordination of order and rationality. In addition, determine the supervisory staff to guide them, inspectors is necessary, before new employees into the company, what is new for them, and they hope to reach out to new things, but could not find proper channels, so that sometimes even do not know. Therefore, they choose a more appropriate supervisory staff to guide them to become very reasonably necessary. taking into account the overall quality of our plant operators also needs to be strengthened, so if we choose them as supervisors if possible and not appropriate in a sense, therefore, the management of our workshop this task can Jianling it? should be said that each of these new employees to the company's personnel not a lot of volume, level of difficulty to operate is still relatively modest. Meanwhile, our office should also be timely tracking of their situation, know their status.
Fourth, it should be a clearer understanding of the true thinking of new employees, understand their inner world. As a rookie, they hope that other people inside in fact, the concern in particular, and we also have an obligation to help them as much as possible to increase the channels of communication with them. Therefore, we consider the new employee to log in way to let them say the idea in mind, in a strange environment, often written than spoken more smoothly. In order to ensure the contents of the log real credibility, we suggest: from our office directly as a log of people to undertake, and we You can log valuable information and timely feedback to the relevant department. by means of the log is better to know that we may work in some of our shortcomings, but also help us to improve communication and understanding of new employees.
s Fifth, continue to work out a new staff training. learn some of the training system to large companies we can understand that most companies choose new employees into the training time is usually the Secretary: Secretary for the day of new employees. This time in the theoretical training with the actual operation is more appropriate. However, such a mechanism may not be in our truth. We know that the previous practice of the general staff said that the need for a relatively concentrated conditions, if we adopt this approach , then we may have to waste a lot of manpower, material and financial resources of the. because we can not guarantee our ability to scale the number of new employees into the company, most of the situation is, one, two, few people only. Therefore, the timing of our new employee training staff may want to choose a time when the relative concentration, for example, into the Secretary of such employees when the number of scale (ten people generally consider the training unit). We are training the new employees should still be to corporate culture, rules and regulations, safety education module based, for the couple learned more about history and culture of our company and strive to maximize the value of the formation of common identity. Meanwhile, we still expect that in such training activities please go to our company's executives hope the new executives were able to boost the morale of employees to play. because of such ideal employee for training, then companies will very likely become the backbone of the posts and let them early access to senior management who determination and strategic planning firm to a large extent to their beliefs. In addition, the arrival of senior management can also provide a lot of our training guide, training for our work to do in the future will bring many useful help.
Sixth, the establishment of a practical follow-up tracking system. The system should be the new staff in the completion of the probationary period, in line with our conditions of employment and become a member when the company officially re-started. we assume that the establishment of such a system should be designed for such employees to devote more attention to in order to better understand their working conditions. This should include ways to track employee training situation (can also be a follow-up education) and skills to master in terms of both training and skills they are learning every time the information we have to grasp and record a timely manner. When this kind of work developed to a certain stage, perhaps we should give them the establishment of a database in the company of their derived character state of development reflected in the library. This approach has the advantage that we can always gain first-hand information, and such information can also be for our future employees to provide more detailed appointment information.
seventh, reasonable for new employees to make appropriate career planning. We recommend that this planning is then carried out on the new positive staff. After the probationary period, their character, ability, quality can be reflected to some extent, this When we need to show them according to their various characteristics to find an entry point in a timely manner consistent with their individual development to design a career plan. This design can be the main consideration career planning staff to find their own direction of development, but also help They put the passion in their work. However, in doing planning, we also need to leave some space for the design, words can not say too dead, if his words of direction of deviation prone to many negative factors, but is not conducive to carry out our work.
In short, the cultivation of new employees should work to establish a long-term mechanism, in-depth sustained way. The purpose of designing this plan still want the company to retain talent, to nurture the development of suitable companies available talent. only the quality of our staff have continued to improve, our business will be expanded space for growth, enterprise development power to find the inexhaustible source of power
three: on training:
recently under consideration for job corresponding increase in the training, do not feel they have progress, there will be hopping. Xiao Ni, said she thought the training on workplace business people is very important to improve competitiveness, as opposed to paying her more attention or improvement of enterprises opportunities for personal capacity. Haier, Mengniu, China Telecom so that the employees of large enterprises, the training is not regarded as new. But the other hand, many small and medium enterprises to actively expand the training and received a real practical effect, but a few. How many companies realize the role of training? does not provide training to employees what is the reason? solve these problems, the two experts are given training in their views.
the true meaning of training. combination strategy, resulting in a course can not bring substantial help to the enterprise. Zhaozi wind that easily lead to try these two reasons for the failure of corporate training, while paying the high cost of doing business together, and finally companies often feel more harm than good lost interest in training, and finally choose to give up altogether.
for problems currently faced by enterprise training, career worries Wang Tao, deputy general manager, said in an interview, business training, selection can be roughly divided into the price and value oriented and two, right now as many companies do not realize the value of training for the enterprises themselves, largely to provide training to employees as a benefit, which determines the motivation of enterprises directly related training institution in the choice of will be the price as the standard, which leads to the results of hard training to achieve the desired standards.
Enterprise: Training Evaluation
results difficult to carry out staff training for those enterprises have been unable to achieve the desired results from training, or that it is hard from work to assess the effect of training, has become the biggest problem actually exists.
a company's personnel manager responsible for staff training, Miss Yang said in an interview in the selection of training institutions, their lecturers and the curriculum for all requirements high, reflected in the staff training process also good, but the reality is often the curriculum is not consistent with company needs, and evaluation of training measure the results difficult. Meanwhile, many employees do not realize the true meaning of training, feel a burden, not a waste of time in the minority. coupled with the enterprise's own resources-consuming, and the co-ordination between various departments, Miss Yang said, you want to do corporate training, is not easy.
Experts: Do not the training to do welfare
market for the current problems of domestic enterprises, Zhao Zi wind that the best solution is to train service providers, enterprises and both have to think. enterprises should consider what kind of training they need, and providers need What companies need to think what the training, how to provide services, only the two sides make encourage 'target = _blank> communication in order to jointly solve problems.
the other hand, he also pointed out that enterprises do to make the training line the key to effective, is to establish a good training management system. first requires a systematic plan before the training to find the key to solving the problem lies, in order to ensure effectiveness of training. Second the training process itself requires systematic planning, evaluation criteria the establishment, implementation and effectiveness evaluation of training programs and other steps are the companies want to conduct a successful training courses and part of the factors to be considered.
Wang Tao said that the key solution is a correct understanding of the training needs of business meaning selection of training institutions are also re-defined, not just the training provided to employees as a benefit, select high-quality, high-quality training services, training can play a real role.
Why do individual training
According to Zhaopin United CCTV and other relevant agencies, starting in 2005 for the employer survey, according to the survey enterprise data statistics, the general view that good work should include three aspects, namely, good mood, accumulated experience and a reasonable treatment. Three who is the evaluation of the joint work of a good standard of general application, personal pay raise for the whole play an important role, while the training from different perspectives and levels of these three to be promoted.
work on the definition of happiness, Lenovo of Liu did give a definition mmm when personal goals and organizational goals can come to agreement, the employee and organization will be able to appreciate the joy with relative ease. In many cases, training to achieve or promote the formation of such a goal.
Meanwhile, the training of experts Zhaopin Zhaozi wind also gives a view, in his view, whether for business or corporate training staff, in fact only helps to improve certain degree, but want to rely on short-term training has made great progress and change, particularly For a complete improvement of implementation capacity, is unrealistic. Therefore, enterprises and employees in the face of corporate training, we need to have a correct attitude.
Four: the problem of corporate training and countermeasures
shallow On the business problems and countermeasures training
Abstract:
fierce competition of modern society, making the training of human resources is increasingly becoming the and active participation in the process.
this paper, human resource and training issues that often appear in the center, from the cause of the problem as a starting point, standing business, human resource workers, professional training institutions, the staff of four angles the training of outstanding problems encountered in the analysis, the analysis to identify appropriate countermeasures in order to make the training of planning, implementation, implementation and maturation process of the various issues are effectively addressed.
an enterprise point of view < br> outstanding problems:
can not ways must be profitable, cost control, processes, products, and many spend the greatest effort to compete with competitors. and training in business management are often ignored by the core.
Analysis:
people usually only In the sick, will think of good health, and usually do not attach importance to the daily health care. Training is a health care, although the training is undoubtedly a good but no harm things, but not all can be immediate . Moreover, staff mobility, staff training is not problems encountered by enterprises as a concept.
2, so that the performance management and training linked.
methods:
performance index in the management set the with the degree, language skills, analysis and synthesis skill, influence, charisma and so is more excellent, and these trainers are also essential qualities, in fact, many of the best lecturers come from business management. When senior managers have become their own training part of the system, training will naturally get their attention and support.
today the vast majority of the world's top 500 companies have internal training of its staff has given unprecedented attention to personnel training business costs have been spent reached 10% of total sales company, for the training of personnel costs spent on the business has accounted for 10% of the total labor input. For example, the United States tens of thousands of HP employees and at least 20 hours per week for learning business knowledge. Why? because managers of these enterprises have to understand that the competitiveness of business continuity training is the things, output requirements, would be tantamount to our credit. implementation of the middle management was not good ;. result, the training in return was a well-meaning almost everyone unhappy. This is the training of most of the real situation of enterprises. whether the training is to a training plan, training support company to do the training, the training company for business courses are very popular nowadays recommended or standard course for all business, staff are pleased to hear the content, corporate training also do a full swing. In everyone happy Apart from whether the training to think about business inputs, outputs where it?
Analysis:
1, training, lack of clear purpose for the training and training.
training goal is What? is the basis to build on-demand training system? some enterprises to establish a training system, the person responsible for training, training system can not guarantee the effectiveness of training, instead is looking for a large number of documents on paper to do the training budgetary reasons and to spend the money is reasonable. In a way, this is a waste of resources into the corporate training department or training manager's performance.
2, the design of training courses and work far from reality.
Most corporate training and training institutions, and training provided by the subject, often popular, or stylized, conceptual courses, such courses so that staff is not practical and do not want to accept, is also heard, lively After that nothing ever really need to address the issue is not resolved.
3, HR managers think that training is the thing, and what does not.
training system must be layers of interlocking, the department manager training should also be implemented by the organization and, most companies believe that training is just what the Human Resources Department, the department sent people to attend as long on it. This allows HR alone, no real training demand information, do not know where to start to design courses, so only follow fashion trends, to the annoyance of the questions to training institutions.
strategies to deal with:
1, the development of training programs, manager into the water from the training point of view the analysis, then the result set for analysis ...

Catastrophe Causes and Solutions of low Peifu

 2008   1 in mid to early February, the South China region suffered extreme weather, snow and ice, causing direct economic loss of 151.65 billion yuan; the same year in May Wenchuan earthquake occurred, causing direct economic losses of 845.14 billion dollars. The insurance industry were snow and ice for the South of Wenchuan earthquake disaster and payment of claims 5.5 billion and 10 billion yuan, accounting for the insurance claims direct economic losses caused by disasters rates were 3.63% and 0.12%. The winter of 2009, the great drought in the spring of 2010, the insurance compensation rate is very low. This year many provinces and cities are also affected by drought, insurance claims will be no major change status, financial compensation and insurance, a far cry from restoring production of macro-economic functions.

Catastrophe Peifu
reasons for the low

very low loss ratio and the surface temperature due to the lack of snow and ice storms, earthquakes and other disaster-related insurance products. Such as: agricultural insurance many products not yet launched; commercial property insurance, and natural catastrophe related insurance, excluding liability due to the high rates, deductibles and so many companies prohibitive; selling enterprise business interruption insurance for loss or loss of profits insurance few insurance companies, business area is limited, and so on. Taking a company to operate the basic insurance business property insurance, for example, liability insurance, including fire, explosion, lightning and other causes of insured losses, earthquakes, storms, floods, typhoons, storms, tornadoes, snow, hail, ice, debris flow, cliff collapse, landslides and other causes of loss of the insured are exclusions; property all risks, earthquake, tsunami caused by the losses and costs are excepted; comprehensive insurance of property insurance, all the losses caused by the earthquake have also been included in the Liability Exemption.

lack of supply of insurance products, they lack the appropriate type of insurance policy and the insured, claims the amount of naturally small. Snow and ice to disaster, for example, although China Insurance Regulatory Commission require the insurance company can pay do pay, insurance companies also frozen snow disaster-related insurance policy, insurance and accident insurance less detached, and therefore requests Peifu also less.

shallow because insurance companies do not want to develop and operate with the major natural disaster-related insurance products. Insurance companies have to pursue economic efficiency, or the pursuit of profit maximization. Frozen disasters and floods, earthquakes, tsunamis, hurricanes, and so big disaster, like a huge risk for any insurance company is difficult to bear alone. Even with the way of reinsurance or reinsurance risk diversification, the cost is also high. Can be achieved in other types of insurance profit to profit in difficult insurance do not want to work on.

deeper causes of the rare snow and ice disaster, enabling individuals, businesses and governments lack the awareness of disaster prevention and mitigation. For once in several decades, and even the rare major disaster, people often careless. Do not say there is no snow and ice with disaster-related insurance products, if any, in the temperate regions willing to buy such insurance products to customers is probably very small. The Government could not think to use preferential policies to encourage and support the insurance company that insurance products; and some even thought and action, may also be hesitant and slow the knowledge. In the case of small demand, insurance companies will not be difficult to profit in the insurance business.

How can the insurance industry
timely

For these reasons, the ice, floods, earthquakes, tsunamis, hurricanes, drought and other catastrophes, the insurance industry in a timely manner to achieve the damages, timely features, must be done to encourage and support the Government's catastrophe insurance business, insurance companies to prevent accidents, commitment to social responsibility and to spread the risk, enhance citizen awareness of disaster prevention and mitigation.

governments can encourage and support the following measures to the insurance company catastrophe insurance products.

First, choose a strong and reputable, there are brands of large companies to run catastrophe insurance products. This is equivalent to the selected insurance company labeled gold standard and increase its goodwill and other intangible assets.

Second, when the insurance company's loss catastrophe insurance products, the government expenditure from the financial part of the natural disaster relief funds allocated to provide subsidies. The advantage is that the insured party insurance company Peifu time and place than a government department, because the insurance company should request the insured party damages, is the point in time Peifu; the Government's disaster relief is the point opposite the payment After the loss is often due to statistical, reporting application, examination and approval, the process of transfer payments and not enough time.

Third, to develop policies to encourage insurance companies to operate and manage catastrophe risk fund. Purchase of fund shares by the insured, the insurance companies to invest in operating the fund. Earnings, investment income paid to policyholders, insurance companies charge a management fee. In the event of catastrophe, disaster relief, and with victims of this fund. According to share of income and relief spread over. Mentally prepared to buy when there is the insured, usually a gain, when the disaster were offered love, willingly. Government to ensure that the usual minimum investment rate of return. After the disaster than the national fund-raising is more effective, more quickly, more rational, better reflect the people-oriented spirit.

insurance companies to maximize profits, the following important way.

First, to prevent insurance accidents. Insurance companies to establish

Second, the courage to shoulder their social functions in order to win customers. Insurance companies are profitable to the insurance business, but also in national policy support insurance operations are not profitable. Could such as agricultural insurance market to develop some types of insurance sales, the threshold for commercial property insurance companies are no longer able to make more discouraged, and so on. Insurance companies should strive to operate under the policy support catastrophe insurance products, can win the goodwill and other intangible assets and the trust of potential customers, but also allow customers to buy catastrophe insurance products, purchase the same insurance companies and other insurance products.

Third, to spread the risk. The insurance company will insure individuals and businesses through the transfer of risk to come together, through domestic and international reinsurance to spread the risks to foreign and domestic insurance companies to form a national network and global risk diversification. The beginning of the end of this year, due to insurance claims flood in Australia, it is estimated to hit a new high of $ 6,000,000,000, to a large extent dependent on international reinsurance network.

Fourth, the investment of insurance funds. Many large international investment income of insurance companies has become an important source of profit, or even less than underwriting profit.

for freezing, floods, earthquakes, tsunamis, hurricanes, drought and other catastrophes, the insurance industry in a timely manner to achieve the damages, timely features, must be done to encourage and support the Government's catastrophe insurance business, insurance companies, accident prevention, commitment to social responsibility and to spread risk, increase citizen awareness of disaster prevention and mitigation.

Romantic Chapter 1

 Zhongyue Min, Yuan Jun, Tong Cheng to play the main career, fighting, skating, shooting Pozi, slide door lock picking. But for the Cultural Revolution, Ge Jige Where is this better life? An ancient vase in exchange for a models and the tall cedar, a non-wide cement road leading to office from here, this is the ministry's director-general level cadres and residential buildings, usually not many people come here
. Cultural Revolution began, the Division Secretary who Most have a problem, and some into the isolated review classes, some simply entered the Qincheng prison. these two become almost empty House floor, every night, the occasional passersby will find here only a few a light in the windows at home, and the rest of the windows are dark.
Yuan Jun's home here. Since his father Yuan North Light, Mother Wang Yongqin isolated examination, give Yuanjun An administrative office was a row of eight square meters of the cottage , the door of his house was seized seal affixed. in accordance with the Revolutionary Committee Wang Zhanying mean, the reason given to a bungalow Yuan Jun, Yuan Jun is because a way out of the policy.
Yuan Jun is not large appreciate that he Zuifan listen to, what is Discrimination, like 2057's right wing, is said to perform well can remove the unfair label, the results picked Uncap hat, he is a right, or no difference. YUAN Jun do not see the children, ; Harbin Military Engineering Institute just so happy the day, before school to find his parents fear teachers complain, we are, who loves to tell whoever told to go, as long as he was looking forward to the Secretary Yuan North Light. If a single from this point to consider, Yuan Jun was quite support the Cultural Revolution.
Jun Yuan if any political campaign on this discontent, then it is his serious decline in living standards, fifteen yuan per month for living expenses, no matter how calculated he also insisted no end. This year, He always lived a semi-hungry half-full of life. then he finally would like to open, and its calculation, might as well inaction, the money to mix a first round Duer, no money to say, anyway, is not a socialist country watched him starve to death.
Tong Yuan Jun and Zheng are a living enemy, and two from primary school onwards in a class, maintained their relationship over the years playing together in the state together, often a If substandard, the two sides prepare their Chaojia Huo Shan Lian, every time when your life is about to pull his companions, because of turn became routine, so they never hold a grudge down, often people who have not tried to mediate the pressure of cross Jin, the two have been together and arms around to call each other brothers.
this month is less than XX, Yuan Jun was not any food to eat. He Zheng Tong home cheek to rub the two meals, really sorry to go because Zheng Tong family's economic situation is also not good enough to where to go, his father, Tian-Yeu Cheng at this time is, and Yuan North Light kept together, the mother Sun Yiqun is a secondary school teacher, though not suspended wages, but also suspended by the review, Sun Yiqun wages already not high, Moreover, there are two primary school Tung Cheng's sister, so life can also very tight.
often happens in society some of the recent burglary cases, this courtyard there are several households were pry the door a loss of some property, the case has not broken. hungry and anxious eye Yuan Jun was inspired, decided to acquire their own home surgery. He suddenly had the kind of urgency, their first hands-on if it does not, sooner or later have to have a real thief misses on others it is not cheap? not to mention their own home should be well placed to exploit skid, but also save this program check out the location.
know when Zheng Tong Yuan Jun idea, can not help rejoicing, kept saying he had long thought of here, only But not just referring to the nerve. He Yuan Jun, see also some hesitation, they kept on cheering for him: what is the revolutionary action, not the old education and the family we want to make a clean break it? how plan? how can you prove that you Yuan Jun and reactionary family broke off? have the three elements at home against the door to pry, and it does not draw boundaries also clear of. In the United States have done something, not downtown and the CIA put up the hook early, decent Litongwaiguo, I think the more appropriate your home first prize. to go with, not to spend money they have? bears the seal when the sealed.
Zheng Tong Yuan Jun and with the screwdriver in the lock picking sneaking, lock picking Cheng Tung side looked around edge of a guilty conscience, he whispered: This old man did not go to jail? confidence to ask.
Yuan Jun snappily said: it, so how do you dare 牛逼 day, the non-middle of the night to breaking? warned: case, the Public Security Bureau will be to check? family eat stays in the police?
is a porcelain fans, the family also collected a lot of porcelain, smoked head dyed his childhood ear to know some appreciation of the knowledge of porcelain.
revealed his face suddenly lit up: , or kiln, where's this thing in your family? They account for my dad that the owner of the yard is a big Guaner KMT fled to Taiwan to go, this vase to put in the living room, this courtyard was assigned to stay with us, vases and furniture that has become our family, and later move When my dad just brought this vase. : You have to take your family along this account, no account of this line do not charge commission. What can be sold the vase? something a good idea right? day my dad was to get his coat did not find, and not his mother killed and I can not, tell you the truth, my father, the black hand go again. said: One can also say it, if not day Father Kang Zhu, and leave a little anti-party crime, not send Qincheng trouble, you can hammer toss it, all right. curse: What did you and misses on? This is not looting it? me down, I did not dare to do down this body to the school, how do you think it is a net good thing? , our family turned upward turn is also not an eight generations had been a soldier who took to find the uniform be kept on the matter, I said, do not get items to the school Chuan Chuan, man child wasted step. Yuan Jun suddenly realized: Threat said:
two Mo Zhaohei packed valuables, slipped out the door and disappeared into the darkness.
Baiwanzhuang Xicheng District Beijing, two in the ditch along with large areas of buildings, the construction of residential buildings fifties divided into different classes according to a number of areas to attribution on, such as promoter regions, the ugly areas. The distinction between residential and belong to different ministries and state organs, such as the National Planning Commission, the First Ministry of Machinery Industry.
If You in 1968 through this residential area, will find everywhere Chengqunjiehuo, wearing a yellow and dark blue uniforms uniforms young people who stood on the streets or doing nothing, or the dozens of people strolling along a bicycle. This is the fashion these young adults were not aware of this fashion, it is like today's adults do not understand those who dye their hair colored feather duster-like nose on the younger generation, like wearing a nose ring .1968 pursuit of teenagers in the not too outrageous fashion, most fashionable clothing devaluation uniforms, blue uniforms, followed by today's perspective, these models mediocre, drab clothing how to lead the fashion of an era the trend of it? does not make sense. creating these fashion are those who are called capacity can not shake off the shackles of the times, they can create nothing more than fashion these simple dress in some kind of match, such as a blue uniform can be coupled with a pair of white loafers side, matched with double white line of socks. If is a girl, winter scarves'd rather pay attention to, a colorful, woven with the hair line brushed scarves became fashionable goods, but wearing these scarves will take some courage, because it is easy to be accused of being The model who were the first to get the store one evening in front of line, and Zhongyue Min buy ballet tickets, who, like the pursuit of fashion is to bear the cost of one night the cold wind.
If you or a 1968 blue uniform wearing military uniforms, and then coupled with white socks and loafers, rode along the stroll Baiwanzhuang manganese car, it is tantamount to declaring to the world, I play the Lord, who is not satisfied to provoke me to try. Do not worry, it will certainly play more than the main group of come to you trouble. If it is a girl to wear outfit, and then put a bright red scarves nap, then say something rude, then it is called to find film. What film? beat Old Woman is also. What took Old Woman ? is not serious in the street and approached the girl, asked for a friend. In fact, there should have been prepared for the girl, now dressed in such a way to blame the owners who play the same as you.
Li Kuiyong and small asshole no one else to stand in the entrance area leading to the application, the two sides talking to looked around, his face with a provocative manner.
in non-different from the enemy territory, especially in the many block Baiwanzhuang, Shen Ou is simply the soul of Baiwanzhuang. This is a two-story small building in the exclusive residential area, which is the lowest level of households, vice ministerial-level cadres. their children, are hundreds of people convene to retaliate.
Li Kuiyong and today they dare to go to apply for small asshole District to in the eyes.
Li Kuiyong and the little bastard who was living in a hutong, when Li Kuiyong practice wrestling, the little bastard is still a very thin, timid child, and sometimes bullied by other children, for every time Li Kuiyong His record straight. Likui Yong's father and others later changed the room, his family moved to the south side streets, Xuanwu District, the two cut off human contact. Some time ago, little bastard stole the bridge theater tickets Li Yuanchao, actually, and Li Kuiyong unexpectedly reunited . Likui Yong how he never imagined that this year the most humble and honest alley children not seen in years suddenly became a famous villains, even the most scary of the Li Kuiyong moved that little bastard Despite the fame now, but he is still like a kid on the Li Kuiyong the same respect, or a one Yongge cried. Likui Yong is a sense of obligation to people, other people respect him a foot, he has person, one husband. Although he cherished the children of cadres deep prejudices, but still able to make friends and Zhongyue Min, because Zhongyue Min will respect him. So when the little bastard made to the application area to accompany him to , Li Kuiyong did not hesitate, immediately agreed. He did not think that this promise, almost to the impending massacre, he attracted.
two girls in uniform walked from the road bike, waved little bastard frivolous manner : ? Edge went to the girls.
two girls really want to see the little bastard over, it was kept that they quickly get on a bike: Next step: that is, you always protected me, then you are now practicing wrestling, did not dare to offend you, then your family moved out, I kinda like you, hello dreamed a dream a few times at night. ; you are not the same, the back half of the time, who knows a little bastard that number? now has not, Beijing who did not know you little bastard's name? the first two days I ran into a door in the morning sun with the past practice wrestling man child, that child is also asked me what buddy, I heard that recently stirred up a little bastard Xinjiekou, waist Do not insert children, telling anyone interpolation, only one month effort to put a seven or eight out. br> advised: doin a bit out of laps, and a Liantong several, even the West Branch are caught you, you Duoduo it. ability for that little person, fighting to relied on many people, one to one Danlian to bear, and I tried several times, no matter how many people poke you go down one, the rest of the run faster than rabbits faster. the temper: hurried to persuade: . , arrogant little bastard to ask: The tall young screams, fell to the ground clutching himself, his companions were stunned. little bastard with a bloody blade nodding to the young, the young people one by one transfixed.
little bastard contempt smiled, turned and sped away.
youth who seems to have been stunned to wake up, busy divvying to lift up the wounded. injured tall young painful teeth, cover tightly with both hands live in the abdomen, blood pouring from the crevices hh
Shichahai that the ice over and over loudspeakers placed in the girls beautiful long scarf is particularly illuminated by the light bright.
Zhongyue Min, Yuan Jun, Zheng Tong and several partners in the south of the runway and another group of field hockey playing youth hockey, Zhong Yuemin flexible strip the ball to the other restricted dash, he repeatedly around each other a few intercept who grabbed an excellent shot position, he picked up hockey sticks awaiting hit the ball hard, but was knocked each other a tall young ten feet far had a mouth eating mud wrestling.
Zheng Tong Yuan Jun and laughed gleefully.
Zhong Yuemin get up from the ice, very angry to give young people a slap tall: court death do? bad eyes, and put your head when the puck out. seize Zhongyue Min collar face: I say this? This grandson is from overseas, right? how can he make such a ridiculous question? seems this man is crazy, so that Zhongyue Min are too lazy to hit him, Zhong Yuemin impatiently waved his hand: a cool place to stay. people are too naive, Ge Jige good mood today, has not beaten him up is his greatest love, how dare endless? a straight face he walked to the tall youth.
young also immersed in anger, the mouth is constantly cried, suddenly, his voice screeching halt, only to feel chilly neck, the original frame is a sharp dagger in his neck that youth was finally hh understand what sort of person they are met.
Yuan Jun put away the knife, waved, then immediately run out of sight of young children had.
way, just playing with them and Zhongyue Min few young people have put away against hockey sticks away. They came to play hockey, not to pull left out, and if people have knocked down a beating, then this child can not play hockey on.
Zhongyue Min blame themselves feel disappointed, and this No way, he used to cross.
Cheng Tung seem to find what: out of those two little girls do not? carefully looked at: stand it, you people to spend. br> he succeeded, and that one girl named Xiao-white, this name is posing its own set out of her cousin.
Zhou Xiao Bai and Luo Yun not to ice skating, because it was kind of prejudice in society, it seems come ice skating is not that good. listening students say, is a small ice rink frequented by local gangsters, fights are common, even worse, especially love the ice field's chasing girls bullying rogue. Xiao-White After listening to a very disagreeable and she has never been a timid girl, what horrible little rogue? This year, she met many hooligans, but that is approached on the street is her cheek, but also Nothing moves too far, it wants to ignore him. Then again, this years is simply nothing playable, in addition to skating, what entertainment? only a skating rink, and if there are rogue again because the ice would not dare to go court , then, that ice does not become a rogue specific? Why? She also must-see.
Luoyun little interest in skating, but she and Xiao-white are good friends, since friends to accompany her, and she certainly could not refuse. In fact Luoyun more afraid of the so-called rogue ice field, she is in itself the first girl to participate in a group of Red Guards, but also a that year the Time is also outstanding students, listening to their parents at home, listening to the teacher at school, this girl no one likes. 2066 trouble when the Red Guards, Zhou Xiao Bai also want to join the Red Guards, because she the most qualified, She is a pure five red, her father Zhou Zhennan Lieutenant in 1955 endowed the deputy commander, is one of the few generals of the PLA general background Whampoa. Zhouzhen Nan told her daughter: stay at home, that you do not participate in what Red Guards, Mao Haizi know that ass, if the good things smashed called revolution, then any of the hobo is revolutionary, I really do not understand is how the old man? how to support these Mao Haizi to nonsense? > Xiao-white obedient nod, for her parents are her favorite people, do not listen to them listen to whom? Xiao-white really did not participate in the Red Guards, the red in August 2066, the community has been falling out of the day, Xiao-white actually honest homework at home, she thought the school would be school Sept. 1, and so she is the second year of a school's students. Who would have thought at home and stay for two years, so when the school began to resume revolution She has become a muddle three days of the student, about to graduate. The girl kept in purdah do not know, and now the children of cadres is the most fashionable events take Old Woman, and she is a prominent target .
Luoyun never over the ice, for the first time on the ice to skate wearing a two-pattern knives, her laughter standing instability, an inattentive one fell on his back, bending beneath the white Xiao-happy, she smiles on their faces so it is very charming face.
Who would have thought the laugh, not far from the Zhongyue Min to look silly.
Zhongyue Min Xiao-white stare at his mouth with Yuan Jun, who warned: Listen, the little girls who owned a red scarf around my friends, who, and I fight, I can whom your life. owned by you, we are not envious of Ge Jige, afraid you do not shoot hand ability. ? ah, it's that fixed, the following look at me. However, the body seems to unintentionally hit her. Xiao-white-standing instability, her efforts to balance the body on the ice, swaying, and finally fell.
Zhongyue Min Douzhuan back, propped Xiao-white, his mouth hurriedly apology: ah? , you can go. look for me? No, I want to responsible for it in the end, I do not want of conscience liabilities. Our struggle is on you, rogue. , even my children know that nickname. what? male students in the street to try and met a certain female students, which in any case is not the fault of the boys, right? Xiao-Bai clearly do not understand this type of play the main, their faces change too fast, just still a loquacious gung tongue, which for a while and suddenly become polite to Xiao-white upbringing, polite people would never out verbal abuse, she eased the tone, looked Zhongyue Min a small channel: Old Woman is learned, fear most is a girl without a word, it is a silent contempt, when it comes to this level, you are not thinking about the little girls, and the game is. Zhou Xiao Bai's performance, that she is very much The silly girl, good Mongolia.
Zhongyue Min words came quickly: This is not trick I'm sick of it? But the sight of you, I feel not the same, I wonder Yeah, how long you are? is too beautiful for us, ugly people are ashamed. and Luo Yun, You just looked up, you know what I was feeling it? tell you, I think I was shaking a little sunshine, eyes suddenly took, so I knew it, my friend earlier than I did not affect children, and you say You What it is not harmful? . but she do not think that Zhongyue Min annoying.
Zhongyue Min, then filled with faith: It looks, this body, even my most people do not love compliments could not help but say a few words, you look beautiful enough to matter, long stop you, gotta leave us a little way out of these people are not ugly? Really, beg you. , flowers, plants Why is it not? This is your skating skills, I may boast, and this, and you two do not match too as you, you now need a high level of coaching, no, I really could not stand, and I fight it you, to you as a coach, I guarantee you a month to reach the level of the athletes, how? ; as I understand it, do not speak is the default. Now I began to exercise the duties of coaching, first of all I have to figure out what I call the name of the two players? Oh, I already know the name, the name is Xiao-white, right? then that it? their culture, not like those people in the alley, with the name is Shirley Guizhi Yeah, do not laugh, you have something serious, remember that your coach is Zhong Yuemin. pretended to strangers over the side from the Zhongyue Min. Zhongyue Min turning a blind eye to start assigning tasks solemnly:

Key words throughout his career four years working hard and making the Nuggets are not happy melon

 2003 to the spring as a freshman, led all the way to Syracuse University reached FinalFour, then to the General Assembly decided to participate in the 2003 draft ahead of joining the NBA, that summer of 19-year-old Carmelo - Carmelo Anthony and LeBron - James, Germany Wynne - Dwyane Wade, Chris Bosh - Competition on rivers and lakes in the NBA draft, and ultimately the identity of Anthony to the Nuggets selected third overall, has become the core of this team's future, has just joined the Nuggets in the season Anthony shine on taking all the Rookie of the western, averaging 21 points, 6.1 rebounds and 2.8 assists 1.2 steals data also gorgeous and east of James, Wade, Bosh three British elite league, at least from a personal perspective Anthony Look around the team he built the Denver Nuggets will definitely have a bright future, but now eight years later, Anthony gave the team what kind of return?

One
Keywords: first-round curse

joined the first season, Denver Nuggets, Carmelo Anthony - to lead with this strength is not strong team reach the playoffs, despite their 1-4 defeat in the first round by the Minnesota Minnesota, but everyone thought it was just the beginning, the team's future still full of hope. But the next? Five consecutive seasons of time to the Denver Nuggets never reached the second round of the playoffs, point from the no one would question that we only know that when a team long-term can not go further in the playoffs, no matter how strong a player and more mature psychological qualities are hard not to have negative feelings, and good 08-09 season championship level point guard Chauncey - Chauncey Billups led the Nuggets finally broken the spell, surging reached the Western Conference finals, could then the 09-10 season, the Utah Jazz in turn Anthony and the Denver Nuggets in the block outside the gate of the second round of the playoffs ... ...

the keyword: brawl

2006 年 12 18, Denver Nuggets away to New York Knicks, two games against teams in the last third is a winner by the lore, so this re-fight, we all know are simmering breath, Anthony led the Nuggets always in control of rhythm, from the end of the game have 1 minute when the Nuggets have a full 19 points ahead, but did not follow the unspoken rules they replaced all the main players. Nuggets this seemingly provocative move immediately to combat the Knicks home Heart resentment, then, JR-Smith in the fast-break layup while being tipped neck hug Collins, the Knicks, the result is a blow after Smith got up, gang fights began. At that time, Anthony was only 22 years old, bloody and full of his teammates did not choose to stop, but joined the fight, he first shoved Nate - Robinson's neck, and then hit with the uppercut Collins point. The presence of two teams of 10 players from the race course has been tearing at one end to the other end. Fight a few minutes before coaches and security personnel from the stop. When the value of referee all of the 10 players sent off, but Anthony after the game was suspended 15 league games, the brawl has become a lingering Anthony career as a shadow.

The third
Keywords: single scoring record! Lore king!

long ago, ESPN statistics of the last ten seasons since the success rate of last-minute shot player list. Criteria are as follows: 1: race time of less than 24 seconds; 2, the game score gap is less than or equal to 2 points; 3, shot at least 30 times; 4, calculated from the 1996-1997 season; 5, the regular season plus playoffs are considered. Being in this list, Carmelo Anthony - There is no doubt become the This point of view, is indeed worthy of Anthony as his league's top players, and in December 11, 2008, Denver Nuggets vs. Minnesota Timberwolves game, Anthony has created a single terrorist scored 33 points in the record, the 12 minutes, Anthony was 12 of 15, including 4 of 5 on three-pointers; he scored one more than the Wolves team in points (22) we still need more; from the third quarter before the end of 9 minutes 33 seconds to 1 minute 57 seconds , the Nuggets with 26 points all of the continuous one arranged by him! The Nuggets trailed 12 points in the case of complete reversal! This feat also tied 30 years ago,

The fourth
Keywords: super guard

just joined the Denver Nuggets, the team's point guard Andre - Miller 3 consecutive seasons of the time he is Anthony, the team behind the second-leading scorer and assists, but the three the first round of the playoffs last season the Nuggets have to travel to seek a change ,2006-2007 mid-season deal Nuggets generous introduction of 76 legendary scorer Allen - Allen Iverson, reputed to create a temporary Gun. Anthony and Iverson in the two seasons as the league against the strongest backcourt firepower, they called a dominant offensive performance but also to see a long absence, the Nuggets hope, but unfortunately in the 07-08 In the playoffs, the Nuggets once again swept the Los Angeles Lakers, the so-called Golden Spear Painted Skin has also now been exposed. Next season, with Iverson Denver in exchange for management of the Detroit Pistons point guard Chauncey Billups championship, this is Anthony's second career, the league's top partner guard Chauncey Billups is the arrival of help He broke the first round of the spell, allowing him to become more mature ... ...

So now, when Chauncey Billups left with the time and Anthony, Denver Nuggets, has formally declared an end of an era, the past eight years, Anthony in Denver over the plateau is not happy, no wonder he was from the last start of the season has been just around the corner want to leave, coupled with last July, James, Wade, Bosh together in Miami, which has become the last straw breaks the camel, I hope that after joining the New York Knicks Anthony can really find his own position, but also want to make the team since he began his career path, the real peak.

Being a woman should be skittish

 An important part of the essential material and survival is essential for women in emotional mm in position. the water feature is simple, supple, adaptability, plasticity, and see the bend on the winding, sewing case of energy flow, can be solidified into ice can babble into a river, can down the river, also upstream mm woman so, divinity is attached.
often likened to a woman is made of water, is that a woman's nature like water supple, Smart, bright. no matter how competent and appearance of a woman, there will be gentle enough side. a woman made of water, is simple as a piece of paper, no contempt, is a great blasphemy to her. waterborne woman, gentle obedience, born a slave of love, once the love, will serve to pay no regrets, never any request. waterborne woman, kind-hearted, warm and easygoing, and considerate. waterborne woman, simple, clear, not Guzuoshenchen, but in the event of rivers and lakes, will soon be integrated with them.
water on the pure woman is a woman, and up to flowering state, it is the ultimate woman.
according to the interpretation of Ci Hai, temperament refers to acts of flowering water flow like water, like floating, like flowering uncertain place in the old days used to describe a fickle, frivolous style of the woman. In fact, this is a bit far-fetched, modern eyes, flowering is no longer a derogatory water.
claim to be a water-based writer Hong Ying to flowering of the woman. she answered friends Malan, people. but openly issued a call to women to do a woman should be water-based mm flowering.
how temperament, fashionable woman, only to realize that women do the essence of a woman! make a water-based flowering of the woman, only to have the temperament of the external and intrinsic qualities, but also the wisdom and courage.
water does not move, it can only be a backwater, a drop of water droplets evaporate quickly. Take not Young, like the pieces on display only to fade and no one found her spirituality. fore the flow of water more water features, flowering eat only a little more extreme is a woman.
men should have men, is the pursuit of men.
men have unnatural, only the pursuit of goals. toad wants to eat, ugly man is unnatural; the poor are spared to reach and the world economy, is a poor man's unnatural.
unnatural sometimes a driving force. men have no money, not handsome does not matter, but not without talent and wisdom and can not do without unnatural.
unnatural, and sometimes is a dream. just as mysteriously between men and women to conquer new territories. pride beautiful woman is often a mess of ugly men pull away in her arms proudly. Actually, it Needless to say, although people Color is not a great man, but courageous and prudent, take advantage of unexpectedly good, the truth won her appeal go.
the windows of paper but not in the sexual gratification of love pierce the initial stage of construction, men should be presumptuous The thought,

Qinghai winter - the peak stands head and sing the great songs

 Year is approaching, Qinghai festive atmosphere around the increasingly strong. For several weeks of fine weather, making the beginning of winter frost cold day Qinghai being enveloped in the warm gentle. The winter weather, and did not appear typical of those stormy, Only some of the snow has been limited to the mountains at an altitude of nearly four meters spotlight.
When traveling by car in those towering, straight into the mountains between the clouds, the day of the blue, snow white does not ban the release of imprisoned human mind has long been on, or pubic region of the gas burst into heaven, so returning to the wild roar echoed in the mountains, valleys; or tight muscles, within walking distance of each peak in the first climbing above the snow let the foot of creaky India branded the ground one by one without hesitation footprints, a slip of the peak straight ahead. After all it is winter, after all, the highlands at an altitude of nearly 4,000, people may not like in any other season, as arbitrary as, indulge landscape. However, is in the winter, that is, from the day in this place recently, people have a more joyous impulse.
not only the peaks above the bright sun and the roar of the mountain, the valley is not the only people between the issued shouted several more calls, as well as those who foot of the mountain mist Mi Meng, picturesque Scenery, as well as a distant range upon range of peaks, such as the mystery of the beautiful dream. exposure to this beautiful being, some eyeful surprise, some who dusty in the bottom of my heart song surging waves. accompanied by the wind, accompanied by the sound of water, stirring the hearts entrusted great song blue sky, always focussed on peaks, a somewhat straightforward, a bit of self-pride stand in the spotlight of the summit, some do not is another realm of life do?
Oh Oh, cattle year's Spring Festival is approaching, I wish the majority of care and support young Haibo friends and my friends a happy and prosperous, loyalty high spirit in the life of the mountains, and then new peak climbing, great song to sing heartily.

Point purple lips. Iraqis sigh Autumn

 Point purple lips.
Autumn chill autumn Iraqis sigh, show floor, curtains turmoil.
Iraqis go drunk, cotton bed raving.
Quilt thin clothing list, wake up nights and felt discouraged.
Light sigh, watching the outdoor lovers complain again.
tears Ying Ying Yu
【children of the original point of purple lips. Iraqis weary sigh autumn】
leaning west wind, eyes look cool autumn thick Italian cream.
Iraqis bow, Qing Ying Lake thin.
who, alas, to stray a leak.
whisk real estate broker, clothing surprise pick through and took Meier wrinkle.
Thank Ya Dream Park, and
Hanlaishuwang, Jiao Japanese Yen Fensai Consumer thin.
Iraqi people gazing, remember the old old friends.
spilled, the margin of the first white hard to continue.
heart uncomfortable, the situation than the days of thick, but sent a dream in hand.
thanks small Ya-Hong Park, and
diameter and with autumn, the small building west window Ying Lan.
Iraqis chord, if faint cotton crazy.
human single yellow chrysanthemum, raving the night sometime.
sigh alone, closed lattice window cover households, Qiao Lian Shan natural tears.
Thank Ya and happy
(a)
familiar melancholy dream why bother complaining
life since ancient times the heart flooded
value of the short-term growth
music every day
(b)
Iraqi Red makeup Red Fallen flowers with Xinchou
Zuiwo West cool show
curtain of thick cream wrinkled brow brush
runaway real estate broker as long bitter
thanks alone on the short-Ya and
West Wing to see Lianwai cold dew is heavy cream.
westerly scared bamboo, broken shadow autumn river.
they must think the fall thinner than yellow.
leaves fly, End of the World off far-off Hong-Zhi taste.

RMB internationalization is bound to be a long-term, progressive project

 Published in the easy to borrow money to save financial markets and the real economy; the Fed can easily prevent the violation of the precepts of the monetization of fiscal deficits, direct purchase of U.S. Treasury bonds to cover the gap between supply and demand may occur. And if the United States accumulated external debt, when the Americans can not stand by the dollar devaluation against other major currencies, Americans can reduce the real burden of debt in the Danxizhijian. Of course, Americans do so will reduce the dollar's credibility as an international currency. But in response to the background of the financial tsunami century , the Americans still expansionary fiscal and monetary policy set the negative externalities expense and blindly to save the domestic financial market and the real economy as a standard. As for the long term depreciation of the dollar, inflation pressure, as a former senior official said the United States, U.S. dollar is our currency, but it is your problem.
export-oriented development strategy, as a direct consequence of China's reform and opening up 30 years in the accumulated foreign exchange reserves of about 2 trillion dollars, which is blood and sweat of generations of the Department of the Chinese people a valuable national asset. In China 2 trillion in foreign exchange reserves, the dollar accounted for about 60% -70% of assets, mostly U.S. Treasury bonds. However, in the U.S. fiscal deficit and the Fed's unprecedented quantitative easing, behind the U.S. Treasury market fell and the dollar value of the dual risks. Once these risks evolve into reality, then China's foreign exchange reserves will suffer huge losses. Chinese people through the export-oriented strategy, distorting factors of production costs and access to resources and the environment wealth, could face huge losses.
learn from their mistakes. From the second half of 2008, the Chinese government significantly accelerated the pace of restructuring of international financial strategies. The core idea of the strategy is to reduce China's foreign trade, cross-border investment and foreign exchange reserve management, the dependence on the dollar, which will control the risk of depreciation of the dollar within a certain range. China's new international financial strategy from near and far are divided into three levels: RMB internationalization, regional monetary cooperation and the international monetary system reconstruction. Since the last six months, the Chinese government go hand in hand in the three levels, and each gains. RMB internationalization progress achieved in stages the signing of a bilateral currency swap and cross-border trade settlement currency RMB as the advance of experimental work. regional monetary progress made in co-operation phase in February 2009 event, the People's Bank of China Governor Zhou Xiaochuan at the March 2009 support. by this paper, the benefits, special drawing rights (SDR) again become a hot issue of IMF reform.
three levels of Chinese government strategy to promote international financial difficulties and resistance are different. different levels The international financial strategy requires a different level of communication, coordination, game theory and cooperation, the Chinese government at different levels have different initiative. the international monetary system and reconstruction needs in the global consensus on need for regional monetary and financial cooperation in East Asia the formation of collective action, compared to RMB internationalization can directly forward by the Chinese government, and coordination and communication with trading partners as long as you can. Therefore, the internationalization of RMB has actually become in the near future the Chinese government focus on promoting the area. and even the media comments, the Chinese proposed issue of global super-reserve currency, but is out at large, and the internationalization of RMB is stealing a march in the meaning of the title.
progress in the internationalization of RMB currency
International (Currency Internationalization) is country-specific currency from the International Monetary money growth process. The International Monetary refers to global trade and investment play a pricing scale, medium of exchange and store of money, It may be the national currency (eg U.S. dollars), but also may be a regional currency (for example, euros), or some sort of precious metals (eg gold). So far, successful international global currencies including the U.S. dollar, British pound and the euro.
China calls on the internationalization of RMB first appeared in the 1990s. It was not until the sub-prime crisis broke out before the internationalization of the RMB has not become a real option to consider the Chinese Government. RMB internationalization process of restricting factors include the following categories: The first stage of economic development is limited . Generally speaking, developed countries will have a strong international currency motivation, while China remains a developing country, the level of per capita GDP and per capita resources, with a very low volume;
second is the economic system restrictions. First, China has not yet fully open capital account, the yuan fully convertible non, which limits the exporting of Chinese yuan by capital; Second, since China has long been the implementation of export-oriented development strategy, which means that the RMB exchange rate is not free floating, there is government intervention in large part, this restricts the inside and outside the cultivation of RMB forward exchange market, thus limiting foreign residents and businesses will hold the renminbi (RMB exchange rate because of the lack of risk-hedging tool holders) .
third category is the development stage of China's financial market restrictions. At present, except B-share market and the qualified foreign institutional investors (QFII) mechanism, foreign investors may not directly invest in China capital market, China is also a lack of yuan-denominated foreign financial products, which limits the growth of the RMB as an international reserve currency.
The fourth category is the Chinese government's foreign policy restrictions. The Chinese government has long pursued a low profile and do not take the lead foreign policy, so there has to promote the internationalization of the currency strong will.
However, since September 2008 the U.S. subprime mortgage crisis into a global financial crisis, the Chinese government's attitude on the Internationalization significant heat transfer from the cold since the end of .2008, the Chinese government has two aspects made significant progress. First, China has with South Korea, China, Hong Kong, Malaysia, Belarus, Indonesia, Argentina and other six countries signed a total of 650 billion yuan, 3-year period of bilateral currency swap; Second, China began to speed up cross-border trade settlement in RMB in the pilot .2008 December, the State Council made clear that Guangdong and the Yangtze River Delta region will be Hong Kong and Macao, Guangxi and Yunnan-ASEAN trade in goods with the RMB settlement pilot. two sessions, central bank officials, the State Council has confirmed that the renminbi in Hong Kong cross-border settlement will commence a pilot by the end of March may be introduced between the PRD and Hong Kong yuan trade settlement system. State Council executive meeting on April 8 launched the first cross-border trade in yuan Clearing the pilot cities, including Shanghai and Guangdong Province, Guangzhou, Shenzhen, Zhuhai, Dongguan City 4.
bilateral currency swap and the RMB settlement of cross-border trade has a complementary relationship. For example, if the foreign importer in the import of Chinese goods, and need to be paid in RMB, the importer can make to the country's commercial banks apply for RMB loans, the country's commercial banks to central bank lending to the RMB, and the central bank is the central bank through currency swap with China to funding sources to solve the problem of RMB. Therefore, the bilateral currency swap to a large extent the Chinese government does not cooperate with other national government initiatives to respond to crisis, but for the RMB settlement of cross-border trade matching system of the pilot arrangements. If the Chinese government to help other countries deal with the financial crisis, the most appropriate way to U.S. and other countries to sign bilateral swap, because the RMB can not be used to intervene in the foreign exchange market in other countries.
Conversely, if used properly, the bilateral currency swap can be Overseas Chinese government recovered a channel for RMB. For example, when foreign exporters get through to the Chinese yuan payment for exports, the exporters to the country's commercial banks exchange currency, the country's commercial banks to further the conversion of the currency the central bank, eventually the central bank's Bank of China through bilateral currency swap and eventually returned to the Chinese renminbi.
is not difficult to predict, the Chinese government will continue for some time in the future to accelerate the internationalization of the RMB. On the one hand, China will be more number of countries have signed bilateral currency swap, especially with Thailand, the Philippines, Vietnam and other ASEAN countries and China Taiwan, Russia and other major trading partners; the other hand, China will approve more RMB settlement of cross-border trade in the pilot cities, particularly closely with the ASEAN countries in Kunming, Nanning, and focus on the development of the financial center of China and Tianjin, the city.
RMB internationalization benefits and costs
In fact, if we look back the history of international finance is not difficult to find, not all power at all times will unswervingly push forward the local currency international. Britain and the United States seems to have been the currency international admirers, while Japan and Germany seemed quite a long time on the currency internationalization is not a cold. to clarify the major countries of the different attitude toward international currency, we must analyze the internationalization of the currency benefits and costs facing the (risk).
general, the currency issuer of international currency will bring the following benefits:
First, the currency States can impose a lot of money to foreign users of seigniorage (Seniorage) income. seigniorage is the cost of issuing currency of a country and currency to exchange the difference between the actual value of resources. A is often used to explain the example Seigniorage is U.S. Government Printing a $ 1 bill of materials and labor costs only 3 cents, and that 1 dollar bill worth $ 1 was able to exchange goods. At present the U.S. dollar in the global circulation of more than 900 billion U.S. dollars in cash, about three circulation outside the United States two-thirds, which means that the stock of U.S. seigniorage collected at least 6,000 billion U.S. dollars. a tax on the U.S. Mint research shows that access to the U.S. average of about 25 billion U.S. dollars in seigniorage revenue, since World War II cumulative gain of about 2 trillion U.S. dollars in the.
Second, the international currency means currency to local currency to the country to foreign governments and investors in debt. This means that currency country can borrow money to avoid currency and currency between the wrong with the This will cause the currency to depreciate, which in the long term damage to the currency's international credibility.
Third, the international currency means that countries can use currency Foreign currency for the settlement of trade and international investment, and can interfere with the currency exchange market , which reduces the currency issuing countries need to accumulate reserves. For China, this avoids the excessive accumulation of foreign exchange reserves caused by excess liquidity and inflation caused by excess liquidity and asset price bubbles. In addition, you can reduced because of the exchange rate loss of value resulting from foreign exchange reserves.
Fourth, the international currency exchange rate changes help to reduce uncertainty on international trade and the impact of international investment, and lower transaction costs resulting from currency exchange, thereby contributing to China's foreign trade and investment.
Fifth, the international currency markets can help China's financial development and growth. thorough internationalization of the currency means the currency issuing countries must fully open its capital account and the free convertibility of the currency, making its financial markets to mobilize global resources for global enterprises. to the national currency-denominated financial products will be released worldwide, the country's currency will grow into truly global reserve currency.
as the other side of the coin, currency international currency issuing countries will also bring the following risks:
First of all, the currency international currency will significantly increase the country's macro-control more difficult and undermine the government's ability to achieve its macroeconomic objectives. For example When the currency issuing countries of economic overheating and inflation pressure, according to common sense, the country's central bank will raise interest rates by means of macroeconomic control. However, when the national currency fully international, due to the completely open capital account, the central bank to raise interest rates will lead to a large number of international short-term capital inflows, thus exacerbating the domestic liquidity, which could exacerbate the country's domestic economic overheating and inflationary pressures and asset price bubbles, resulting in regulatory policy and regulatory objectives poles apart.
Second, the internationalization of the currency means that foreign speculators can more easily access the currency, thereby increasing the local currency against the risk of speculative attacks and strength. When the national currency's exchange rate is inconsistent with the fundamentals of their economies (in particular, there are significant national currency overvalued exchange rates), the international speculators can borrow the money through various channels and in their focus on selling the foreign exchange market in order to suppress the currency exchange rate. If you devaluation of the currency so the one hand, international speculators to earn huge profits, the other aspects of their external debt burden would suddenly increase, possible outbreak of payments crisis.
again, from the international experience, international currency long period of time generally associated with the process of the currency appreciation, this is because foreign investors are more willing to hold have long-term appreciation trend of the currency. and sustained currency appreciation not only may affect their export competitiveness, but also may lead to foreign currency-denominated domestic foreign currency assets is a significant book losses. The cost for the export-oriented economy, or have huge foreign exchange reserves of the economy is particularly significant. This can also explain why Japan, Germany and other economies for a long time reluctant to promote the internationalization of the currency because it means that these countries must change the export-oriented development strategy. The foreign exchange the number of reserves in the world and first in China in promoting the internationalization of RMB, the yuan's foreign exchange reserves caused by the diminution in value appreciation of the risk is we have to consider.
However, the RMB appreciation could lead to the market value of China's foreign exchange reserves has shrunk and can not be We give the reasons for promoting the internationalization of the RMB. First, as mentioned, to promote the internationalization of RMB has a variety of benefits and risks, is to promote the internationalization of RMB should be the Government to fully consider the benefits and risks of making a rational choice, after; s Second, once China has accumulated a lot of dollar-denominated foreign exchange reserves, China has always faced the U.S. dollar against the RMB devaluation risk, and the outbreak of the subprime crisis and the deepening of the risk is magnified. Chinese government is through a variety of diverse depreciation of the dollar means to reduce the risk of very limited scope. Instead of maintaining the existing policy to increase the value of foreign exchange reserves, hopes the U.S. government on the implementation of responsible monetary policy, RMB appreciation as the initiative to implement, with the appreciation of the structural adjustment of the RMB income of RMB internationalization of income received coins to make up for the appreciation of the currency loss of value due to foreign exchange reserves. In the course of the rise of a large country, the occurrence of the loss is inevitable. The key is to have great wisdom and great courage, capable of long-term in a careful and accurate cost-benefit accounting.
prerequisite of controllable risk to further promote the internationalization of RMB
under current conditions, the biggest obstacle to the internationalization of RMB is China's immature capital market development, financial institutions, institutional investors and retail investors have great experience and a lack of capacity, regulatory institutions to manage capital flows are not sufficient experience and ability, which limits the short term the Chinese government fully liberalized capital account convertibility of RMB possibilities. On the contrary, I believe that China, the capital controls is to prevent the financial crisis last line of defense. in China's financial markets, financial institutions, investors and regulators basic development mature, China can not be hastily put open capital controls. This means that the internationalization of RMB is bound to be a long-term, gradual and systematic project.
How, then, under the premise of risk control to further promote the internationalization of the RMB it?
First, the author believes that the current China Government, through the signing of bilateral currency swap and speed up cross-border trade settlement currency RMB as a pilot project to advance the practice of internationalization of the RMB, the direction is correct. bilateral currency swap a good break through China's currency exchange under the capital some of the restrictions. complement the work of both, remains to be further strengthened. The Chinese government with all the ASEAN 10 +3 and East Asian countries outside the region and China have close economic and trade exchanges of the countries or regions (such as Russia, Brazil, Australia, a some African countries and Latin American countries, etc.) to sign a bilateral currency swap, cross-border trade and accelerate the settlement of RMB in the experimental work and payment.
Secondly, in order to allow foreign governments and investors willing to hold long-term renminbi, the Chinese government needs to establish the following three markets. The first market is the offshore RMB market, this market allows foreign investors to set up outside China will be converted between the renminbi and other currencies, thereby reducing the cost of holding the RMB exchange; the second market is the offshore renminbi forward exchange market (also in China, but need to open to foreign investors), the establishment of this market allows foreign investors to circumvent the holding of assets or liabilities of RMB exchange rate risk. Although Singapore and Hong Kong There renminbi non-deliverable forward foreign exchange market, but so far these markets are not well predict the future trend of the RMB; third market is the offshore renminbi financial product markets. only attractive to overseas investors can buy in RMB denominated financial products, they only willing to hold a longer period of time a large number of RMB yuan to become a real reserve currency. In other words, the establishment of the three markets to lift foreign investors in freely convertible currency, to avoid exchange rate Risk and investment in financial products, review the concerns, encourage them to more permanent and more scale to hold the RMB. Once completed these three markets, it means that the internationalization of RMB into a new stage of development.
again, Hong Kong RMB internationalization process may be important in the winner of its international financial center is expected to strengthen further. This is because Hong Kong will become China's important to promote the internationalization of RMB large extent, supporting Hong Kong, Hong Kong and the Pearl River Delta region has been formed in the trade inextricably linked; Secondly, Southeast Asia, Hong Kong itself is an important free port and trade center; Third, mainland China, Hong Kong is the most offshore renminbi circulation active sites, but also in Southeast Asia and out of mainland China's renminbi port; fourth, on the basis of the above-mentioned advantages, Hong Kong may become the Chinese government has established an offshore RMB clearing center, offshore renminbi forward foreign exchange market and the RMB-denominated financial products outside the market of choice land. In fact, since June 2007, there have been five financial institutions in the Mainland of China capital market in Hong Kong 7 batch of renminbi bonds issued, the funds raised 22 billion yuan. This marks the outside of Hong Kong is expected to be RMB financial products The main issue of land.
Finally, the internationalization of RMB is a larger goal is to become the Chinese mainland, Hong Kong, Macao China, China Taiwan formed the achievement of the goals requires not only the economy more closely integrated, but also need the political wisdom of leaders on both sides and therefore require longer accumulation.
However, to ensure that the process of internationalization of the RMB to be successful, the Chinese government must be strong promote the internationalization of the RMB, while speeding up structural reforms in China.
First, the Chinese government should reduce the intensity of the foreign exchange market intervention, so that more of the RMB exchange rate determined by market forces. the sub-prime crisis broke out show , with a potential production capacity of China to further expand the world market the capacity of exports to China must be limited. This means that the government must adjust the export-oriented development strategy. In order to alleviate structural imbalances in China's internal and external (internal imbalance is imbalance service and manufacturing industries, the external imbalance is sustained double surplus balance of payments), the Chinese government must enhance the flexibility of the RMB exchange rate formation mechanism, the contents of tolerance in a period of appreciation. We have repeatedly pointed out in the relevant research, reasonable and balanced level of the RMB exchange rate will help to correct structural imbalances and promote sustainable economic growth in China.
Second, the Chinese Government should as soon as possible interest rate market. interest rate market is to enhance the flexibility of RMB exchange rate one of the prerequisites China's financial market is one of the prerequisites to continue to grow. As a long time in the control of China's level of domestic interest rates, and limited financing channels for private enterprises, resulting in lower domestic interest rates. interest rate market, the interest rate rise is not only conducive to squeeze out of inefficient investment, deposit and loan spreads also help reduce China's commercial banking system to promote further reform.
Thirdly, the Chinese Government must fully open to foreign investment in China's financial sector prior to full liberalization of China's private enterprises financial sector. a long time, private enterprise and investment in production and business financing, suffer from state-owned enterprises and foreign-funded enterprises squeezed. China's financial industry before the full opening up a comprehensive opening up, China's private financial enterprises have a real opportunity to grow. The Chinese government should do Kuaifang Kai of private capital into the banking, securities, insurance and trust sectors, restrictions on the equal treatment of state-owned capital and private capital.
In short, China has now entered the reform and opening up Sham Shui Po District, across the river by feeling the stones to the traditional development strategy is also the time of adjustment. At present no major reforms have been happy, income and risk was significantly asymmetric. Therefore, the Chinese government should consider the long-term development, and build their own international financial strategies. The RMB internationalization will be the pillars of international finance one of the new strategy. To promote the internationalization of the RMB, we must dare to bear the pain, but also the premise of risk control as soon as possible to promote the internationalization of the RMB. In addition, we You can also take advantage of the internationalization of RMB provided growing source of power to the full and rapid structural reforms.

Turn to discuss the new man is this taste

 Discussion] is the new man laments taste
man: talented ugly, cool-looking little money, earn more despite home, cares for nothing, promising not romantic, will be romantic unreliable, reliable woman, another useless
sigh: no less than beautiful kitchen, the kitchen is not gentle, tender not assertive, independent not feminine, a feminine spend money, not spend money is not fashion fashion is not assured, rest assured that the TV can not see
wife, lover cell phone, at home watching TV, go out with a cell phone, bankruptcy sell TV, get rich for mobile phone, and occasionally watch TV all day, play phone, TV life is not fees, phone arrears to the three-year-old man down
is learning bad, hold the same love of singing the same generation, four-year-old man has learned the bad, take a belated love singing the next generation, five the worst year-old man, holding the third generation, singing silly love

I'm eating the forbidden fruit, and a story of a girl (XVI)

 Brother, I and Mei out. > listen to the closing sound, I also went to the living room watching TV. small Xin clothes appears to be collated, and she was sitting on the sofa watching TV.
next.
The atmosphere was a bit embarrassing.
to more complex. simply be a friend, older and friend. really think you're brother does rain, then rain that is not, we speculated that it was her boyfriend hh care and concern are generally two types of people a girl, one is the girl's relatives, the other is the pursuit of the girl who, while her boyfriend is of pretty girls who the winner inside.
friends? hh good relationship with high school classmates, but he said that to settle there hh because I do not go on a small Xin mean, I do not ask good news.
I sat quite far away from the location of the small Xin, point the smoke. Even though I know little Xin might mind if I smoke , but I think it will ease the atmosphere at that time.
> *
state, I mean are married, already have children. Women always put a lot of things to tell their friends, even if it is a very personal thing. But even the rain do not know that the reproduction of small Xin is impossible to know.
accident, or is an insult to other criminals. carefully listening to the views of small Xin, because this could be a very important reference, fertility, it is more bad thing. ; small Xin took my topic, When talking about the things I imagine not look as fragile.
ability of the woman is actually an incomplete woman. Secondly, she must consider how others see her. these two points together, and sometimes distort a person's character. analysis to my surprise, the face of her brilliant analysis, I feel more heavy.
small Xin see me do not speak, his face a little bit gloomy, but where weak spitting smoke, she resumed quiet look.
I also think so, one of my colleagues hh is like. is indeed a lack of coordination.
*
Fortunately, this is a little awkward atmosphere did not last long. Five minutes later, rain and Mei back, that it really buy anything, but they will still buy a lot of fish There are a lot of vegetables and meat.
a door, they heard shouting hot Xiaomei, she hands the bag to me, to sit on the couch not moving.
endless. is bent to spend the weekend with me.
I like rain into the kitchen, watching the rain soaked sweat shirt, I am somewhat distressed.
I'll make it. Come. Mei Mei if the meal eaten at noon, most want to do is sleep. in the rain to clear the table again and again, when Ada has yawn, and I, sitting on the sofa smoking a cigarette inside, thinking of me in front of a small Xin said.
Although I know everyone's thinking is not the same, but on many issues, people's basic idea is the same, only different in degree. the idea of small Xin told me after the rain that this matter must be sad sad. then I want to tell the rain it? it has been for nearly a year, or maybe a year so that one could accept this cruel fact of light rain.
.
news, I know she does not like watching the news.
is much cleaner.
watching rain took pajamas into the bathroom, I ordered a cigarette. rain, more than a good girl, but why she could not afford to bear the pain of it?
* < br> rain drops with long hair, she looks Lingerie is so lazy, I think the rain at that time was wonderful, the United States to the point where people can produce illusions. rain hair with a towel to rub the side of the side while blowing air conditioning will come, and then sat next to me watching TV with me. I do not know whether the experienced, the girls a bath, the body will have a natural taste, the taste can not tell, but enough to murder a person's mind. I smell the rain smelled, Huo Ran Meng Tiao heart disappointing a few.
rain said.
very few. good control.